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    Debt Review Training

    16
    • Common myths regarding Debt Review
    • Alternatives to Debt Review
    • Strategies for maximising the effectiveness of Debt Review
    • Definitions
    • Why individuals apply for Debt Review
    • The rights and obligations of consumers during Debt Review
    • The debt review process and the debt review sales process
    • The Debt Counsellor
    • Debt Review – Everything you need to know & its advantages
    • Debt review calculations and applicable fees?
    • What happens if I can’t pay my debt review?
    • Requirements to qualify for Debt Review
    • Benefits of Debt Review
    • Debt Consolidation, Debt administration & Debt mediation
    • Who can apply for debt review?
    • Benefits of Debt Review, the National Credit Act and duties of the debt client
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    Debt Review Training FAQs

    9
    • How long does Debt Review last?
    • How to avoid falling into debt again after Debt Review
    • Will I lose my financed vehicle if I go under Debt Review?
    • What should you do if you are struggling with Debt Review?
    • How will Debt Review impact a client’s credit score?
    • The role of the National Credit Regulator in South Africa’s Debt Review Process
    • What is the cost of Debt Review?
    • What is debt review
    • How to apply for Debt Review
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    FAQs 1

    13
    • What should a client do if a credit provider phones or harasses them after applying for debt review?
    • Can ezDebt help me if I am not in Cape Town?
    • What is the credit process?
    • What is a credit report?
    • If a client is under debt counselling, can they get a job overseas?
    • What if a credit provider tries to make a new arrangement directly with a client?
    • Does a client have to attend an interview in order to apply for a debt solution?
    • How long does blacklisting last in South Africa?
    • Why do credit providers not reduce interest rates in all cases?
    • How much will a client have to pay to the credit providers each month?
    • Can a client exclude bonds (home loans) from debt review?
    • What is the difference between debt review, administration and sequestration?
    • What should a client do if they are under debt counselling and sent legal documents?
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    FAQs 2

    17
    • Is Debt Review The Only Option For Getting Out Of Debt?
    • What Happens To My Existing Debts When I Go Through Debt Review?
    • How Long Does The Debt Review Process Usually Take?
    • Can I Cancel My Debt Review Process Once It Has Started?
    • What Is The Maximum Amount Of Debt I Can Have And Still Apply For Debt Review?
    • Can I Still Take Out A Loan While In Debt Review?
    • Are There Any Risks Associated With Debt Review?
    • How Much Does Debt Review Cost?
    • How Long Does The Debt Review Process Take?
    • How do debt review payments work?
    • Who can go under debt review?
    • What happens when you go under debt review?
    • Can I still use my credit facilities while under debt review?
    • Will debt review affect my credit record?
    • Can debt review stop legal action from my credit providers?
    • How Does Debt Review Work?
    • Can Debt Review Help?
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    • FAQs 2

    FAQs 2

    • Is Debt Review The Only Option For Getting Out Of Debt?
    • What Happens To My Existing Debts When I Go Through Debt Review?
    • How Long Does The Debt Review Process Usually Take?
    • Can I Cancel My Debt Review Process Once It Has Started?
    • What Is The Maximum Amount Of Debt I Can Have And Still Apply For Debt Review?
    • Can I Still Take Out A Loan While In Debt Review?
    • Are There Any Risks Associated With Debt Review?
    • How Much Does Debt Review Cost?
    • How Long Does The Debt Review Process Take?
    • How do debt review payments work?
    • Who can go under debt review?
    • What happens when you go under debt review?
    • Can I still use my credit facilities while under debt review?
    • Will debt review affect my credit record?
    • Can debt review stop legal action from my credit providers?
    • How Does Debt Review Work?
    • Can Debt Review Help?

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